Paying for Treatment

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Accessing insurance for addiction treatment can be intimidating, especially when your primary concern is getting you or your loved one the best, most effective treatment plan as quickly as possible.

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Phoenix Life Centers has dedicated staff to advocate on your behalf. They are skilled at working with all types of insurance providers to help you access the treatment you need. Addiction treatment is a highly personal experience, and the costs associated with treatment depend upon a number of issues, however, our primary goal is to provide each individual access to the appropriate level of care and to to help ensure they are able to utilize their coverage and benefits.


Phoenix Life Centers is an in-network provider for most major insurance companies, including both employee- and marketplace-based plans. If we aren’t in-network for your plan, you may be able to use out-of-network benefits at our centers.

We recognize that navigating your insurance plan is one of the last things you want to worry about in your time of need. Once our clinical team establishes your or your loved one’s path of treatment, our team of admissions experts will provide a pre-certification assessment to your insurance company and explain why you or your loved one qualify for the level of care. They will advocate for you to your insurance provider and work with them to ensure you have access to the treatment you or your loved one needs.

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We are committed to being honest and transparent about the cost of your treatment plan and will work with you to find the funding source that’s best for you. If your insurance stops funding treatment or if you don’t have coverage, we will work with you so you can continue to get care through a self-pay option. If self-pay is not an option, we will work with each individual to help find alternative care solutions across our network of treatment programs.

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In-Network Providers

  • Beacon Health
  • Cigna
  • Emblem Health
  • Empire Blue Cross Blue Shield (select policies)
  • United Healthcare
  • United Behavioral Health
  • Oxford
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